03 Jun 2026 Cheltenham
Can You Sell a Home That Still Has a Mortgage? Absolutely.…
The Government has announced plans to reform the home buying and selling process, with the aim of making transactions faster, more transparent and less likely to fall through. Here’s what the proposed changes could mean for buyers and sellers.
Long delays, unexpected surprises and transactions falling through at the last minute have become all too familiar for buyers and sellers alike. That’s why recent Government proposals aimed at modernising the home buying and selling process have been welcomed across the property industry.
The changes are designed to make transactions faster, more transparent and less likely to collapse before completion – something buyers, sellers and property professionals have been calling for for many years.
What Could Change? While the proposals are still being developed, several key themes have emerged.
More Information Upfront – One of the biggest changes would see more information provided at the point a property is listed for sale.
Rather than waiting until a sale is agreed for important details to emerge, buyers would have access to key information much earlier in the process. This could help reduce delays, avoid unexpected issues and allow buyers to make more informed decisions from the outset.
Fewer Sales Falling Through – Property transactions in England currently have one of the highest fall-through rates in the world.
The Government is exploring ways to create greater commitment from both buyers and sellers earlier in the process. While details are still being discussed, the aim is to reduce the number of agreed sales that fail to reach completion, saving time, money and stress for everyone involved.
A Faster Moving Process – By ensuring information is available sooner and reducing avoidable delays, the overall transaction process could become more efficient.
For buyers and sellers, this could mean greater certainty and a smoother journey from offer to completion.
What Does This Mean for Sellers? Preparation is likely to become even more important.
Having key information ready before your property comes to market could help attract committed buyers and keep your sale progressing smoothly.
At Perry Bishop, we’ve long believed that getting things right from the start delivers the best results. Whether that’s accurate pricing, professional marketing or preparing important property information early, a proactive approach helps reduce delays and keeps your move on track.
What Does This Mean for Buyers? For buyers, greater transparency should make it easier to understand exactly what they’re purchasing before making an offer.
Access to more information upfront could reduce uncertainty, minimise surprises and help transactions progress with greater confidence.
Looking Ahead – While further details are expected over the coming months, the direction of travel is clear.
The focus is on creating a home buying and selling process that is faster, more transparent and less likely to fall through.
These changes won’t happen overnight, but they represent a positive step towards a smoother moving experience for buyers and sellers alike.
If you’re considering a move and would like advice on preparing your property for market, our experienced team is here to help.
Book a FREE, no-obligation valuation today or ask us about Market Ready – designed to help you prepare now and launch when the time is right.
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